Chocolate Covered Peanut Butter Ritz
I make chocolate covered peanut butter Ritz every holiday season. They’re festive, foolproof, and the first thing gone from the cookie tray.

Table of Contents
Why I Love This Recipe
I’ve been making these for years, and they never last long on the cookie tray. The combination of salty crackers, creamy peanut butter, and sweet chocolate is just unbeatable!
Here’s a few more reasons I know you need to try these:
- They’re no bake, super quick, and perfect for customizing with sprinkles or a drizzle of white chocolate, a lot like my fancy chocolate covered pretzels.
- I love how easy they are to batch for holidays. Just three ingredients and you’re good to go. They’re just as delicious as my chocolate covered pretzels.
- These little sandwich cookies are the first to disappear every time. My brother insists they make the tray every Christmas.

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Key Ingredients and Substitutions
- Ritz crackers: Buttery and salty, these crackers create the perfect balance with sweet chocolate and creamy peanut butter. If needed, you can use any round buttery cracker as a substitute.
- Peanut butter: Smooth, creamy peanut butter makes the filling rich and satisfying. You can use almond butter or sunflower seed butter for a nut-free option.
- Melting chocolate: Use high-quality melting chocolate or chocolate wafers to ensure a smooth coating. You can choose dark, milk, or white chocolate based on your preference.
How to Make Chocolate Covered Peanut Butter Ritz
Preparation
Lay out a sheet of wax paper on your kitchen counter to prepare for cooling. Set out about 34 Ritz crackers and have your peanut butter and melting chocolate ready to go.

Step 1 – Make the Sandwiches
Spread about 1/2 tablespoon of peanut butter onto half of the Ritz crackers. Top with the remaining crackers to form sandwich-style cookies.
Step 2 – Melt the Chocolate
Place the melting chocolate in a microwave-safe bowl. Microwave on high for 1 minute, then stir. Continue microwaving in 15–30 second increments, stirring after each, until smooth and fully melted.

Step 3 – Dip the Sandwiches
Using a fork, dip each peanut butter sandwich into the melted chocolate, tapping it gently on the side of the bowl to remove excess. Place dipped sandwiches onto the prepared wax paper.

Step 4 – Add Toppings
While the chocolate is still soft, top with sprinkles, coarse salt, or colored chocolate for decoration.
Step 5 – Cool and Store
Let the cookies cool and harden at room temperature. Once fully set, store them in an airtight container at room temperature for up to one week.
Lynette’s Tip
To avoid burning the chocolate, stir often and let the residual heat do the work. Stop microwaving before all the wafers are melted and stir until smooth. Patience makes for perfect dipping!

Recipe FAQs
Creamy peanut butter spreads the easiest and gives the best texture. You can use crunchy if you like a bit more bite, but it may be harder to sandwich the crackers.
Melting wafers work best for a smooth finish. You can also use almond bark or high-quality chocolate chips. Just be careful not to overheat them when melting.
Microwave for one minute, then stir for at least 20 seconds. If the chocolate isn’t fully melted, microwave for another 15 to 30 seconds and stir again. The last bits should melt from the heat of the rest.
Definitely. This is a great no-bake recipe for little hands. Just handle the chocolate melting part yourself and let them assemble and decorate the sandwiches.

Chocolate Covered Peanut Butter Ritz
Ingredients
- 1 sleeve of Ritz crackers about 34 crackers
- 1/2 Cup peanut butter
- 12 oz. melting chocolate
Instructions
- Lay out wax paper on the kitchen counter.
- Top each Ritz cracker with about 1/2 a Tablespoon of peanut butter. Top with another cracker to create a peanut butter sandwich cracker. Repeat until you have the number of peanut butter crackers you want to make.
- In a microwave safe bowl, melt the melting chocolate on high for 1 minute. Remove from microwave and stir. Microwave at 15 – 30 second increments stirring each time until the chocolate is smooth and melted.
- Dip the peanut butter crackers into the melted chocolate with a fork. Tap against the sides to remove any excess chocolate and to smooth the top. Place chocolate covered cracker on wax paper to cool.
- Before fully cool, top with sprinkles or other fun additions.
Notes
My Favorite Variations:
- Add Crunch Inside: Mix crushed pretzels, toffee bits, or mini chocolate chips into the peanut butter before sandwiching. It adds texture with each bite.
- Top with Something Fun: Decorate with sprinkles, flaky sea salt, crushed peppermint, or crushed nuts. These small touches make them festive for any holiday.




